For commercial credit analysts

Credit prep takes hours.
Axel does it in minutes.

Your analysts spend most of their day assembling files, not making decisions. Axel handles the prep — they handle the credit decision.

See How It Works
Watch Axel prep a real SBA credit file

From borrower document upload to a drafted credit memo — here's exactly what happens in the background.

axelcopilot.com — Maplewood Café LLC
Credit File #0024
Borrower Document Upload
Waiting for documents...

Illustrative example — actual interface shown during pilot

4–8hrs
per credit file today, manually
<1hr
targeted with Axel
~$1.35M
estimated annual savings · 300 files/mo
The Problem
Analysts are buried in manual work before a credit decision is made.

Analysts are at their best when they're making decisions, not assembling files. Axel automates everything before the decision.

Chasing documents
Emailing borrowers, tracking what's received, following up on missing items — manually, every file.
Re-keying numbers
Reading tax returns and P&Ls, typing figures into Excel, computing DSCR and ratios by hand — file by file.
Writing from scratch
Building the credit memo narrative, rationale, conditions, and exceptions — every time, starting from a blank page.
Free 4-Week Pilot
Ready to see it on your own credit files?
No IT integration. No commitment. We run a parallel test on your anonymized historical files and validate the time savings.
Calculate Your Savings
Model your institution's savings

Adjust the inputs below. All projections validated during the pilot against your actual files.

Based on 300 files/month at a community bank — adjust the inputs for your team. Actual savings validated against your real files during the 4-week pilot.

Projected annual hours freed
12,000 hrs
Projected annual savings
$900K
4-Week Design-Partner Pilot

Start free.
Zero disruption.

We run a parallel test on anonymized historical credit files from your institution. No IT integration, no changes to existing workflows, no commitment required.

✓ Pilot is completely free of charge
1
Parallel Testing
Run alongside your existing process using anonymized historical credit files. Zero IT integration, zero workflow disruption.
2
Built Around Your Process
We co-build to your loan programs, spread format, credit policy, and memo template — not a generic output.
3
Validated on Your Numbers
4-week audit measures real prep time reduction, memo accuracy, and flagged inconsistencies against your own files.
4
Dedicated Partner Support
Priority access and full technical support throughout the pilot period and beyond.